April 25, 2011
If one of your goals this year is to save money, why not start with where you deposit your money? A good savings account rate can help you earn a little bit of interest every day, which after time can amount to big savings. Savings account rates change all the time, so let’s take a look at what rates are currently available within your city. 
When you think about your financial future, do you think long term or short term? Do you look ahead to retirement or wonder how you’re going to make rent next week?
Instead of thinking about one of those two extremes, why not look ahead a year or two? You can achieve a lot with a smart investment–like a 24-month CD. Buying a new car, putting a down payment on a house, those are the big financial dreams that can be yours. 
If you’re in search of the best 12-month CD rates available today, you should begin by comparing the rates from local financial institutions near you. Generally, community-oriented banks and credit unions are in a better position to offer more competitive interest rates on deposit accounts. 
Given the volatility of the stock market, many people are turning to safer methods of saving money. One such method is investing in CDs. If you find a great CD rate in Lubbock, you can save quite a bit of money and help you and your family achieve your financial goals. 
With so many banking account options today, you can have your pick of the best available rates in Lubbock. Smart investors ensure that their bank account works for them, earning interest while they save. If you currently have money in a savings account, ask yourself, “Is this bank earning me the right amount of interest?” 
Savings account rates across the nation will fluctuate over time, which means it’s important to check up on the latest rates near you and be sure you’re still earning the highest interest rate possible. Let’s examine what savings account interest rates are presently doing right now.
Current Rates in Lubbock, TX 
It’s a new month, which means many banks and credit unions are changing their account interest rates in Lubbock.
If you’d like to improve the interest rate you’re currently earning, take a look at the list of top Lubbock interest rates below and see if there’s one you’re missing out on 
Are you thinking about buying a car? Unless you’ve saved up the cash, you’ll need a loan to cover the cost. Don’t commit to just any loan, though; be sure your next vehicle purchase is as affordable as possible by getting the best Lubbock auto loan rate available.

CD rates in Lubbock have remained relatively steady over the past month, but there has been some movement. For anyone searching for the best CD rates today, below is a list of the top offers from banks and credit unions in Lubbock, TX:
Highest Lubbock 6-Month CD Rates
- Alliance Credit Union - Lubbock, Texas: 1.75%
- Plains Capital Bank: 0.9%
- Lubbock Telco Credit Union: 0.35%
Top Lubbock 12-Month CD Rates
- Alliance Credit Union - Lubbock, Texas: 1.85%
- Plains Capital Bank: 1.26%
- Lubbock Telco Credit Union: 0.7%
Best 24-Month CD Rates in Lubbock
- Alliance Credit Union - Lubbock, Texas: 2.25%
- Plains Capital Bank: 1.35%
- Lubbock Telco Credit Union: 1.3%
Please note that these rates are accurate as of the publish date but are subject to change at any time in the future.
It’s almost springtime, which is the perfect time to clean up your financial situation. If you’re looking for the best savings account in Lubbock to get your finances back on track, Lubbock Banking Rates can help you find them.
Right now, savings interest rates in Lubbock, TX average 0.38% APY, but there are many financial institutions nearby offering even better rates. The following is a list of the best rates in and around Lubbock: 